Florida’s sunshine isn’t just a perk—it’s an opportunity. With 5.8–5.9 peak sun hours per day and favorable net metering programs from utilities like FPL, solar panels have become an increasingly attractive investment for Florida homeowners. But for those not ready to spend tens of thousands upfront, solar leasing offers a more accessible path.
While Florida restricts traditional third-party power purchase agreements (PPAs), many companies have adapted by offering lease-style “solar service agreements.” These mimic the benefits of leasing—$0 down, fixed monthly payments, and system maintenance included—without transferring electricity ownership in a way that violates state law.
Below are the top 10 solar leasing companies in Florida for 2025, ranked by affordability, flexibility, service quality, and performance in Florida’s unique sun-soaked, storm-heavy environment.
1. Solar Prime USA
Location: Hollywood, FL (serves statewide)
Why They’re #1:
Solar Prime USA earns the top spot in 2025 thanks to its localized expertise, flexible leasing structures, and customer-first approach. Rather than offer traditional leases (which are restricted in Florida), they use a “solar service agreement” model that delivers the same benefits: $0 down, fixed monthly payments, and no maintenance responsibilities for the homeowner.
These fixed payments are typically lower than the average electric bill, allowing customers to start saving immediately. Plus, Solar Prime installs in-house and includes a 25-year system and performance warranty, ensuring everything is hurricane-hardened and optimized for Florida’s harsh weather conditions.
Their blend of affordability, personalized service, and storm-proof tech makes them a standout for homeowners from Fort Lauderdale to Boca Raton.
2. Sunrun
Location: Nationwide (Florida cities like Orlando, Tampa, Miami)
Why They’re Great:
As one of the largest residential solar companies in the U.S., Sunrun brings years of leasing expertise to the Florida market. They offer $0-down leases with free maintenance and monitoring, plus a 25-year performance guarantee that ensures 90% of expected output.
Sunrun’s Brightbox battery option, powered by either Tesla Powerwall or LG Chem, gives homeowners resilience during Florida’s frequent storms. While their customer service has occasional hiccups due to scale, their experience and tech-forward approach make them a dependable leasing partner.
3. Tesla Solar
Location: Nationwide (Florida cities like Miami, Boca Raton)
Why They’re Great:
Tesla’s solar leasing program is sleek, efficient, and bundled with some of the most advanced solar tech on the market. Their panels blend into rooftops for a clean aesthetic, and their Powerwall battery storage offers unmatched reliability during outages—a common concern in Florida.
Tesla’s leases start with $0 down, and the company backs its systems with a 25-year warranty. While their customer service and pricing transparency don’t always shine, their name recognition and innovative technology keep them ranked near the top.
4. Palmetto Solar
Location: Nationwide (Florida cities like Jacksonville, Fort Lauderdale)
Why They’re Great:
Palmetto offers both solar loans and lease-style options, allowing for $0-down entry into solar with minimal friction. Their leased systems come with a 25-year workmanship warranty, and they offer Q Cells panels with strong performance ratings.
Their mobile app lets homeowners monitor energy usage in real time, though full monitoring features require a paid subscription. While customer service is generally solid, support delays occasionally pop up. Still, for Florida homeowners seeking tech-enabled leases with reliable equipment, Palmetto is a smart choice.
5. Momentum Solar
Location: Nationwide (active across South Florida)
Why They’re Great:
Momentum Solar offers $0-down leases and PPAs where allowed, pairing them with monocrystalline panels and a strong 25-year warranty. Their door-to-door service model appeals to homeowners who prefer a personal touch in the consultation process.
While availability varies across Florida and customer service experiences are mixed, their focus on high-quality panels and warranty support makes them a competitive leasing option in the state.
6. Vivint Solar (Now Sunrun)
Location: Nationwide (Florida presence via Sunrun merger)
Why They’re Great:
Prior to its merger with Sunrun, Vivint Solar was a pioneer in the leasing space, especially in Florida. Now under the Sunrun umbrella, Vivint’s systems continue to be supported and serviced through the same platform, maintaining their $0-down leasing options and 25-year guarantees.
While some homeowners miss Vivint’s pre-merger personal touch, Sunrun’s scale ensures continued support and product reliability.
7. Sunnova
Location: Nationwide (serves cities like Orlando and Miami)
Why They’re Great:
Sunnova brings dependable leasing options with $0 down, free maintenance, and battery storage compatibility. With a 25-year system warranty and a focus on maximizing Florida’s net metering benefits, Sunnova appeals to homeowners who want peace of mind and reliable output.
While they’re less Florida-focused than some competitors, their consistent national presence and straightforward lease structure make them a solid mid-tier option.
8. Trinity Solar
Location: Northeast-based, expanding in Florida (e.g., Palm Beach County)
Why They’re Great:
With over 30 years in solar, Trinity Solar is now branching into Florida with $0-down leases and a commitment to high-efficiency panels. They back their leased systems with a 25-year equipment warranty and are known for solid service in the Northeast.
Their Florida expansion is relatively recent, so coverage may still be growing. But early adopters benefit from a long-standing reputation paired with local enthusiasm.
9. Solar Bear
Location: Tampa, FL (serves South Florida including Boca Raton)
Why They’re Great:
A Florida-native company, Solar Bear offers lease-style financing with no money down and competitive fixed payments. Their 25-year warranties, focus on local installation, and tailored service for upscale homes in Boca Raton and beyond make them a strong regional choice.
They’re smaller than national firms, but that comes with faster support and local accountability—two things many Florida homeowners value.
10. ProSolar Systems Florida
Location: South Florida (serves Boca Raton, Fort Lauderdale)
Why They’re Great:
ProSolar Systems delivers on both tech and service, offering Tesla Powerwall compatibility, zero-upfront lease-like options, and 24/7 monitoring. Their 30-year system guarantees go beyond industry standards, and their systems are engineered for Florida’s harsh humidity, heat, and storm conditions.
While their reach is more localized, their customer service, technical reliability, and strong warranties place them among Florida’s top leasing options.
Why These Are Florida’s Top Solar Leasing Companies
1. They Prioritize Leasing Access
All companies on this list offer $0-down leases or service agreements that make solar energy financially accessible. These plans mimic traditional leases—even with Florida’s third-party PPA restrictions—by delivering immediate savings, maintenance, and monitoring in exchange for a predictable monthly fee.
2. They Fit the Florida Climate
Florida’s sunny yet stormy weather requires durable, hurricane-rated systems with battery backup options. Many of these companies offer Powerwall integration, salt-air-resistant equipment, and flexible roofing solutions that perform in Florida’s extreme environment.
3. They Carry Strong Reputations
Each company has earned 4+ star ratings on platforms like SolarReviews and EnergySage, with proven experience in the industry (ranging from 5 to 30+ years). Solar Prime USA, in particular, blends national-quality systems with local responsiveness, giving them an edge in customer satisfaction.
4. They Offer Strong Warranties
Expect 25-year system and performance warranties from most providers—essential for Florida’s high-humidity and storm-prone conditions. ProSolar Systems even offers a 30-year guarantee, giving homeowners confidence in long-term performance.
Florida Leasing Quick Note
Due to Florida’s ban on residential third-party PPAs, most “leases” are structured as service agreements or financed ownership plans. You might technically own the system but have no upfront cost, fixed monthly payments, and full-service coverage. These models preserve eligibility for net metering and utility buyback programs, while giving the feel of a lease.
Always ask for clarification when reviewing solar proposals. Some programs may qualify you for the federal 30% solar tax credit, while others may not. Terms can shift based on provider, credit, and location—so it’s smart to request custom quotes from 2–3 companies on this list.