Florida’s sunshine isn’t just a perk—it’s an opportunity. With 5.8–5.9 peak sun hours per day and favorable net metering programs from utilities like FPL, solar panels have become an increasingly attractive investment for Florida homeowners. But for those not ready to spend tens of thousands upfront, solar leasing offers a more accessible path.
While Florida restricts traditional third-party power purchase agreements (PPAs), many companies have adapted by offering lease-style “solar service agreements.” These mimic the benefits of leasing—$0 down, fixed monthly payments, and system maintenance included—without transferring electricity ownership in a way that violates state law.
Originally published as a 2025 comparison, this guide is now a starting point—not a current ranking or endorsement. Provider availability, ownership models, pricing, warranties, equipment, and service areas change frequently. Florida homeowners should verify licensing, current written terms, recent local reviews, and support obligations before choosing any company.
1. Solar Prime USA
Location: Hollywood, FL (serves statewide)
Why They’re #1:
Solar Prime USA focuses on Florida homeowners and may help compare solar, battery, and financing structures, including qualifying zero-down options. Availability and terms depend on the property, credit profile, equipment, utility, and provider. Request an itemized proposal and review all payment, transfer, warranty, and service provisions.
These fixed payments are typically lower than the average electric bill, allowing customers to start saving immediately. Plus, Solar Prime installs in-house and includes a 25-year system and performance warranty, ensuring everything is hurricane-hardened and optimized for Florida’s harsh weather conditions.
Their blend of affordability, personalized service, and storm-proof tech makes them a standout for homeowners from Fort Lauderdale to Boca Raton.
2. Sunrun
Location: Nationwide (Florida cities like Orlando, Tampa, Miami)
Why They’re Great:
Sunrun is a large national residential solar provider that has offered leases and related ownership options. Florida availability, upfront cost, maintenance, monitoring, performance guarantees, escalators, and contract length should be confirmed in the current written proposal.
Sunrun’s Brightbox battery option, powered by either Tesla Powerwall or LG Chem, gives homeowners resilience during Florida’s frequent storms. While their customer service has occasional hiccups due to scale, their experience and tech-forward approach make them a dependable leasing partner.
3. Tesla Solar
Location: Nationwide (Florida cities like Miami, Boca Raton)
Why They’re Great:
Tesla offers solar and Powerwall products in selected markets. Equipment, installation availability, financing or lease structures, outage capabilities, service timelines, and pricing vary. Confirm the current Florida offering and whether a battery configuration can support the loads important to your home.
Do not assume zero-down availability or a particular warranty term from older marketing. Review Tesla’s current written quote, warranty, payment schedule, service coverage, and equipment specifications before comparing it with other proposals.
4. Palmetto Solar
Location: Nationwide (Florida cities like Jacksonville, Fort Lauderdale)
Why They’re Great:
Palmetto offers both solar loans and lease-style options, allowing for $0-down entry into solar with minimal friction. Their leased systems come with a 25-year workmanship warranty, and they offer Q Cells panels with strong performance ratings.
Their mobile app lets homeowners monitor energy usage in real time, though full monitoring features require a paid subscription. While customer service is generally solid, support delays occasionally pop up. Still, for Florida homeowners seeking tech-enabled leases with reliable equipment, Palmetto is a smart choice.
5. Momentum Solar
Location: Nationwide (active across South Florida)
Why They’re Great:
Momentum Solar offers $0-down leases and PPAs where allowed, pairing them with monocrystalline panels and a strong 25-year warranty. Their door-to-door service model appeals to homeowners who prefer a personal touch in the consultation process.
While availability varies across Florida and customer service experiences are mixed, their focus on high-quality panels and warranty support makes them a competitive leasing option in the state.
6. Vivint Solar (Now Sunrun)
Location: Nationwide (Florida presence via Sunrun merger)
Why They’re Great:
Vivint Solar merged with Sunrun, so homeowners with legacy Vivint agreements should use their contract and current servicer information to confirm support, warranties, payment terms, and transfer requirements. New-product availability should be verified directly with Sunrun.
While some homeowners miss Vivint’s pre-merger personal touch, Sunrun’s scale ensures continued support and product reliability.
7. Sunnova
Location: Nationwide (serves cities like Orlando and Miami)
Why They’re Great:
Sunnova has offered solar, battery, lease, and service-plan options through dealer networks. Zero-down eligibility, maintenance, monitoring, warranty coverage, pricing, battery compatibility, and Florida availability vary by proposal and should be verified in writing.
While they’re less Florida-focused than some competitors, their consistent national presence and straightforward lease structure make them a solid mid-tier option.
8. Trinity Solar
Location: Northeast-based, expanding in Florida (e.g., Palm Beach County)
Why They’re Great:
With over 30 years in solar, Trinity Solar is now branching into Florida with $0-down leases and a commitment to high-efficiency panels. They back their leased systems with a 25-year equipment warranty and are known for solid service in the Northeast.
Their Florida expansion is relatively recent, so coverage may still be growing. But early adopters benefit from a long-standing reputation paired with local enthusiasm.
9. Solar Bear
Location: Tampa, FL (serves South Florida including Boca Raton)
Why They’re Great:
A Florida-native company, Solar Bear offers lease-style financing with no money down and competitive fixed payments. Their 25-year warranties, focus on local installation, and tailored service for upscale homes in Boca Raton and beyond make them a strong regional choice.
They’re smaller than national firms, but that comes with faster support and local accountability—two things many Florida homeowners value.
10. ProSolar Systems Florida
Location: South Florida (serves Boca Raton, Fort Lauderdale)
Why They’re Great:
ProSolar Systems has marketed solar and battery solutions in Florida. Equipment compatibility, upfront cost, monitoring, warranty length, service coverage, and any production guarantee should be confirmed using the current contract rather than older promotional claims.
Local experience can be valuable, but homeowners should compare contractor licensing, recent reviews, complaint history, workmanship coverage, equipment warranties, monitoring, response times, and total contract cost.
How to Evaluate Florida Solar Leasing Companies
1. They Prioritize Leasing Access
Not every company or homeowner qualifies for a zero-down lease or service agreement. These arrangements are not free: monthly payments, escalators, contract terms, transfer rules, and other obligations apply. Compare total cost and expected production using conservative assumptions.
2. They Fit the Florida Climate
Florida’s sunny yet stormy weather requires durable, hurricane-rated systems with battery backup options. Many of these companies offer Powerwall integration, salt-air-resistant equipment, and flexible roofing solutions that perform in Florida’s extreme environment.
3. They Carry Strong Reputations
Each company has earned 4+ star ratings on platforms like SolarReviews and EnergySage, with proven experience in the industry (ranging from 5 to 30+ years). Solar Prime USA, in particular, blends national-quality systems with local responsiveness, giving them an edge in customer satisfaction.
4. They Offer Strong Warranties
Warranty and performance terms vary widely. Confirm the equipment warranty, workmanship coverage, roof-penetration responsibility, monitoring, production guarantee, exclusions, repair timelines, storm damage responsibility, and the remedy if promised service is not delivered.
Florida Leasing Quick Note
Due to Florida’s ban on residential third-party PPAs, most “leases” are structured as service agreements or financed ownership plans. You might technically own the system but have no upfront cost, fixed monthly payments, and full-service coverage. These models preserve eligibility for net metering and utility buyback programs, while giving the feel of a lease.
The former federal Residential Clean Energy Credit ended for new homeowner expenditures after December 31, 2025. Verify any current federal, state, utility, or local incentive through official sources and a qualified tax professional. Request comparable, itemized proposals from multiple licensed providers.